According to the digital bank, South Africans are naturally ambitious dreamers.

However, after a year of rising inflation, great resignations, quiet quitting, load shedding, water-shedding and (more recently) WhatsApp-shedding, the results have seen people becoming despondent and losing track of their dreams, the bank adds.

"The campaign allows people to pin a dream (such as buying a car, starting a business, or owning their first home) on an interactive digital map called the Great South African Dream Board — a first-of-its-kind in the banking space," says Capitec.

Capitec Bank will then select a dream a month over the next year and partner with the dreamer to make it a reality.

"Since inception, Capitec has disrupted the norms of banking to help our clients live better," says Francois Viviers, group executive of marketing and communications at Capitec Bank.

"To this end, we want to reinspire every South African to want to live better by realising their dreams and, ultimately, create a nation of rebels who can change the country for the better," adds Viviers.

"These rebels are our youth, entrepreneurs and working mothers who defy the constraints of circumstance, challenge the status quo, fight for a new future and inspire generations after them with new ways of thinking," Viviers says.

"We want to encourage these South Africans to come together and declare their dreams to create a force of positive change that can empower the nation to achieve its highest potential. But, most importantly, we want this new campaign to foster a culture of saving in the country," adds Viviers.

Viviers says that South African households are no longer saving regularly, primarily when no goal is associated with it. However, the leading digital bank says its campaign will encourage a much-needed behavioural shift towards saving because that's the only way dreams can become a reality.

"A South African survey conducted in January this year among 2 702 respondents indicated that most people (76%) save less than 15% of their salaries, while 35% said they don't save at all. So, we realise there's an even greater need to inspire South Africans to start saving to live better. Whether the dream is to travel, study, or buy a new home, saving is a practical path to achieving it," concludes Viviers.

Capitec will post daily financial tips on its social media pages to help South Africans get started on their way to saving towards achieving their dreams.

In addition, every Friday in November, the bank will gift a few users who can demonstrate how these tips have helped them live better with vouchers to treat themselves for a job well done.

The leading digital bank says its new campaign is another example of how it's adding real value to people's lives and helping them live better by:
  • setting goals
  • managing their money, and
  • putting them in control of their future.

For more information, visit www.capitecbank.co.za. You can also follow Capitec on Facebook, Twitter or on Instagram.